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HUD User makes available printed and electronic copies of published HUD research. Primarily sponsored by HUD's Office of Policy Development and Research, these reports, executive summaries, case studies, and guidebooks span the fields of housing and urban development and are available as free downloads. Most reports can also be ordered in hard copy from the HUD User Web Store.
 
 
Publications -> Housing Finance
 

Mortgages and Mortgage Lending


The First-Time Homebuyer Education and Counseling Demonstration: Baseline Report
Authors: 
DeMarco, Donna
Fiore, Nichole
Moulton, Shawn
Bocian, Debbie Gruenstein
Peck, Laura
Ballinger, Sarah
Cuenca, Karen
Rothschild, Louise
Whitlow, Stephen
Abt Associates
Report Acceptance Date: 
January 2017


The First-Time Homebuyer Education and Counseling Demonstration: Early Insights
Authors: 
DeMarco, Donna
Fiore, Nichole
Bocian, Debbie Gruenstein
Moulton, Shawn
Peck, Laura
Abt Associates
Report Acceptance Date: 
June 2016


Temporary Loan Limits as a Natural Experiment in FHA Insurance
Authors: 
Park, Kevin A.
Report Acceptance Date: 
May 2016


Examination of Alternative FHA Mortgage Insurance Programs for Financing Single-Family Rental and Small Multifamily Rental Properties
Authors: 
Burnett, Kimberly
Dastrup, Samuel
Moulton, Shawn
Jefferson, Anna
Report Acceptance Date: 
April 2015


FHA at 80: Preparing For The Future
Authors: 
Golding, Edward L.
Szymanoski, Edward J.
Lee, Pamela P.
Report Acceptance Date: 
August 2014


The FHA Single-Family Insurance Program: Performing a Needed Role in the Housing Finance Market
Authors: 
Comeau, John
Raman, Padmasini
Reeder, William
Szymanoski, Edward J.
Report Acceptance Date: 
December 2012


The FHA Single-Family Insurance Program: Performing a Needed Role in the Housing Finance Market - Executive Summary
Report Acceptance Date: 
November 2012


Risk or Race: An Assessment of Subprime Lending Patterns in Nine Metropolitan Areas
Authors: 
Herbert, Christopher E.
Apgar, William C., Jr.
Mathur, Priti
Report Acceptance Date: 
August 2011


Closing the Deal
Authors: 
U.S. Department of Housing and Urban Development
Report Acceptance Date: 
July 2011


Report to Congress on the Root Causes of the Foreclosure Crisis
Authors: 
U.S. Department of Housing and Urban Development
Report Acceptance Date: 
January 2010


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