Government Sponsored Enterprise Data
In the past, the Department of Housing and Urban Development published a wealth of information on the mortgage purchases of Fannie Mae and Freddie Mac, two Government Sponsored Enterprises (GSEs) that HUD oversaw at the time. The GSEs are secondary-market institutions that purchase single-family conventional loans originated in the United States. HUD was responsible for establishing housing goals in accordance with the Federal Housing Enterprises Financial Safety and Soundness act of 1992 (the 1992 GSE act). Fannie Mae and Freddie Mac were required to meet specified goals for purchases of mortgages that financed housing for very-low-, low- and moderate-income families and families living in areas traditionally underserved by the mortgage market. These data sets shed light on their efforts and provide additional data for mortgage research. The Housing and Economic Recovery act of 2008 (HERa) established the Federal Housing Finance agency (FHFa), and transferred HUD’s responsibility for setting GSE housing goals and monitoring GSEs’ performance to the FHFa. FHFa publishes updated versions of these data sets.
The information is intended to aid mortgage lenders, planners, researchers, and housing advocates in studying the flow of mortgage credit and capital in america's communities. It will also help you understand where Fannie Mae and Freddie Mac focused their affordable homeownership efforts under HUD’s oversight. You can obtain or view data from the GSE Public Use Database in several ways. The principal methods include downloading data sets directly from the Internet, ordering data sets from our website, ordering data sets on CD-ROM from HUD USER, and ordering or viewing tables derived from the GSE Public Use Database. In addition to data, there is more general information available on HUD's implementation of the 1992 GSE act, monitoring of the GSEs' housing goals performance, and studies related to the GSEs.